RSS FeedCredit Cards Articles (Page 3)
- Charity Credit Cards - A Good Deal?
- Charity credit cards are often presented as an easy way to donate to charity without any cost to yourself, but is it really that simple? This article shows how there might be more cost effective options available....
article data || full article - Is Credit Card APR All That Counts?
- Choosing a credit card isn't simply a matter of going for the one with the lowest APR interest rate, you need to match the card to the way you spend. Getting it wrong can be costly, so how do you decide which type of card to apply for?...
article data || full article - Getting a Credit Card with a Bad Credit Rating
- Paying by plastic is becoming ever more common, not least because of the rise of online shopping. How can people with poor credit ratings get approved for a credit card?...
article data || full article - An Introduction To Affinity Credit Cards
- Affinity credit cards are becoming increasingly popular, offering a new range of benefits and features. Find out what they are, what they offer, and whether one could be right for you....
article data || full article - A Brief History Of Credit Cards
- Despite being so commonplace in modern life, credit cards have a relatively short history. Read when the first cards appeared, and how they developed into the products we know today....
article data || full article - Is Cashback The Future For Credit Cards?
- Cashback is a feature of credit cards that is rapidly growing in popularity. Why is this and how could you benefit?...
article data || full article - Which Kind Of Credit Card Should I Choose?
- There are so many credit cards available with different features, it can be hard to decide which one to apply for. A simple way of narrowing the field is to base your decision on your spending habits, rather than being swayed by eyecatching advertisements promoting features you may not need....
article data || full article - Simple Steps to Prevent Credit Card Fraud
- Credit card fraud costs hundreds of millions every year, and is a distressing and damaging experience for the victims. Fortunately, there are some simple ways of vastly reducing the chances of it happening to you....
article data || full article - When Not To Use A Credit Card
- Credit cards are a convenient part of modern life, but unfortunately it can be all too easy to run up problem levels of debt. Knowing when card use is inappropriate will help prevent your card getting you into trouble....
article data || full article - Are Online Credit Card Applications Too Easy?
- Applying online for a credit card is easier than ever, but there is a danger to be aware of. Find out the harm it can do to your credit rating, and how to avoid it....
article data || full article - Credit Cards All about it
- Thanks to the internet, you can find dozens, if not hundreds of credit card companies, some with many plans terms and rates. You can also find in-print advertisements in business and personal finance magazines, in newspapers and in direct mail campaigns. In order to determine the current information on any company which tenders a credit card offer, you can contact the company directly either by telephone, mail, or through a web site on the internet. ...
article data || full article - Credit Cards What are APR's
- The APR or annual percentage rate is the standard way of expressing the amount of interest expressed as an annual percentage that you will be required to pay if you allow the balance on your credit card account to carry over to the following billing period, or if you transfer a balance from a different credit card or if you withdraw a cash advance from your credit card. ...
article data || full article - Credit Cards Finance Charges
- Banks, credit card companies and indeed all lenders will require that you pay some amount in order to use the funds which you've borrowed. This figure is known as the finance charge. It's also known as the interest rate, or the cost of the loan. The format of the disclosure of the finance rate when you acquire a loan is standardized by the clauses of the Truth in Lending Act in the United States. ...
article data || full article - Credit Cards :Grace Period
- Another important factor to consider when you are looking at the terms and conditions of the credit card provider's solicitation is the grace period. The grace period is the length of time, usually a specific number of days before the charge for the interest rate fees to become operational. A common length of time considered to be the grace period is 25 days....
article data || full article - Credit Cards Billing Errors
- The Fair Credit Billing Act has provisions for dealing with billing errors on your credit card account. You should familiarize yourself with the requirements, but even more than that, you should carefully review your credit card statement each billing period. Make sure that each charge is identified and verified to your satisfaction. If you do not recognize a particular transaction, you have the right and responsibility to find out what the charge is and who incurred the charge....
article data || full article - What are the Credit Card fees
- Almost every credit card company has one or more fees which they apply in certain circumstances. These fees are amounts in addition to APR rates for using the cards...
article data || full article - WHAT DO YOU DO ABOUT DAMAGED OR POOR QUALITY MERCHANDISE
- When you purchase merchandise or services using a credit card, there are some additional protections built in to protect the consumer against any item that you discovered is damaged, or if the quality of the goods or service is poor. ...
article data || full article - DOES THE CARD OFFER INCENTIVES AND OTHER FEATURES
- With so many credit card offers out there either coming through the mail or through internet ads, searches and forums on the subject of credit and credit cards, the borrower can afford to be selective about which offers they should accept, or at least follow up on....
article data || full article - HOW DO I FIND INFORMATION ABOUT CREDIT CARDS
- Thanks to the internet, you can find dozens, if not hundreds of credit card companies, some with many plans terms and rates....
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