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Prepay Legal plan service
Generally cost of legal services is quite high. The basic concept of Legal Plan Service is to make a certain amount of legal service available to an individual or a small business at a modest cost. When you join a Legal Plan Service or Membership Program you pay a monthly or a yearly membership fee; in return an attorney and his services are always accessible to you for the period of your membership. This concept became quite popular in Europe in 1930’s and continues to be popular there.
In America also these Legal Plans are gaining popularity and many companies are offering different types of plans.
The Individual or family plan is the most basic plan. In a Legal Membership Program an attorney is available any number of times and on any number of issues for consultation to you, as a member, without your having to pay any additional cost. You could consult your attorney on phone or by a letter. This is a very powerful tool for an individual who would be able to stem many disputes with 3rd parties by timely consultation with his attorney. Your attorney would also provide you consultations regarding any agreements or contracts and offer advice and answer your questions. Without the Plan this could cost a substantial amount.
The Membership Program focuses on preventive care by providing timely access to legal aid at a nominal cost. Any legal issues that were ongoing or existed at the time of joining the Membership Program are not covered by the Program. The Legal Membership Program does not provide for the attorney’s appearance in courts, or for any extra legal assistance. Any major legal issues such as law suits, divorce, and bankruptcy are outside the scope of the Membership Program. The membership does, however, get you a discount on the normal hourly rates of the attorney’s services.
To put it simply, the Legal Plan or Membership Program does not solve all your legal problems; it is more of a preventive service so that you can get dependable timely legal consultation before legal difficulties develop. Even this is a considerable relief to middle class Americans who could not afford the high cost of legal assistance and access to an attorney was always considered to be in the province of the wealthy people.
Companies are offering many different plans suited to the needs of different businesses. For instance Legal Plans are available specifically designed for truck drivers. Individuals as well as businesses are increasingly seeing the benefits of these plans and they are gaining in popularity. Even many employers are providing Legal Plan or Membership Program as a part of the employee benefit package by which you may be able to join the Plan at reduced cost or free of cost.
On the whole these Legal Plans, or Membership Programs, are extremely cost-effective ways of keeping yourself out of legal troubles by taking timely preventive action.